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Opinion

A huge range of commentary and analysis, written directly by the top influencers in the credit world, and tackling up-to-the-minute issues.
Food rations and cold homes – the reality of problem debt

Food rations and cold homes – the reality of problem debt

22 Jan 2021Phil AndrewPhil Andrew
At some point in 2021, StepChange expects a collision between problem debt and vulnerability, but policymakers can find a way to help those turning to food banks, writes Phil Andrew
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Jonathan Horsman

The view from Westminster: Why emergency support to protect consumers will be here to stay

22 Jan 2021Jonathan Horsman
Some measures introduced to protect consumers of credit products will likely become permanent, writes Jonathan Horsman, secretary to the All Party Parliamentary Group on Alternative Lending
Steve Peacock

Opinion: How to keep the culture you want

15 Jan 2021Steve Peacock
Covid-19 and its effects present new challenges when measuring and retaining company culture – but that can have positive results, writes Steve Peacock, CRO at Think Money
Steve Richardson

Opinion: Fraud, bounce back loans and the SME funding gap

03 Dec 2020Steve Richardson
Losses and fraud from the Bounce Back Loan Scheme (BBLS) will only see more SMEs turned away by banks, and leave a funding gap needing to be filled, says Steve Richardson, director at commercial lender Reparo Finance
Chris Fitch

How to satisfy ICO and FCA guidance on vulnerability

23 Nov 2020Chris Fitch
Traditionally, firms have used explicit consent to record customer health issues. However, other options exist. But, as Credit 500 member Chris Fitch notes, they bring their own challenges

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Trade body calls for insolvency rules overhaul  

Trade body calls for insolvency rules overhaul  

Turnaround, Restructuring and Insolvency news18 Jan 2021Lauren Tavener
The British Property Foundation (BPF) has called for an overhaul of insolvency rules, claiming flexibility has led to “abuse” of the CVA process
FCA proposes extending mortgage repossessions suspension 

FCA proposes extending mortgage repossessions suspension 

News14 Jan 2021Lauren Tavener
The Financial Conduct Authority (FCA) has proposed an update to guidance on mortgages and consumer credit repossessions
Court Enforcement Services responds to court decision on video call enforcement

Court Enforcement Services responds to court decision on video call enforcementSPONSORED ARTICLE

News08 Jan 2021Marcel Le Gouais
Court Enforcement Services has responded to a court decision which states that current legislation doesn’t prevent a controlled goods agreement being secured when agents haven’t entered premises to enforce a debt
Listen on demand webinar - How open banking can ensure responsible lending growth

Listen on demand webinar - How open banking can ensure responsible lending growth

Webinars15 Dec 2020Marcel Le Gouais
This on-demand webinar with Credit Kudos and a panel of lenders explored how consumer-consented data can open up access for under-served financial consumers

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