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Opinion

A huge range of commentary and analysis, written directly by the top influencers in the credit world, and tackling up-to-the-minute issues.
FOS complaints figures raise questions about its relationship with the FCA

FOS complaints figures raise questions about its relationship with the FCA

25 Feb 2020 Jason WassellJason Wassell
As complaints against high-cost lenders and high-cost, short-term lenders rise, CFA chief executive Jason Wassell asks if there is a disconnect between the Financial Ombudsman Service (FOS) and the Financial Conduct Authority (FCA)
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Jason Wassell

Editor’s View: Operational fortitude is dominating the risk agenda

19 Feb 2020 Calum Fuller
As the new decade begins, firms across financial services are focusing on bolstering themselves against existential threats. While, for many, those threats may feel distant, and not necessarily imminent, they are, nonetheless present
Jason Wassell

Premium: Mental health awareness must be a two-way street

19 Feb 2020 Chris Fitch
Awareness of mental health issues is still vital, but only if it leads to consistent, meaningful change, says Chris Fitch
Jason Wassell

Premium: It’s time to level the credit playing field

17 Feb 2020 Steve Grice
Near- and sub-prime borrowers are structurally penalised by the current credit scoring system and it’s time for an overhaul to make it fairer, argues Elevate Credit UK managing director Steve Grice
Jason Wassell

Premium: Regulators and credit reference agencies alike must be more careful with language

10 Feb 2020 The Fifth Estate
Our secret columnist wonders if the versatility of the English language is distorting customers’ true credit positions

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FCA admits revealing confidential information in data breach

FCA admits revealing confidential information in data breach

Credit Risk News25 Feb 2020 Calum Fuller
The Financial Conduct Authority (FCA) has referred itself to the Information Commissioner’s Office (ICO), after it published personal details of 1,600 people as part of a response to a request under the Freedom of Information Act
Monzo customers to get access to their credit score

Monzo customers to get access to their credit score

Credit Risk News25 Feb 2020 Calum Fuller
Challenger bank Monzo has announced plans to allow customers to access their credit score for free via its app
Those in council tax arrears “have just £7 left at end of the month”

Those in council tax arrears “have just £7 left at end of the month”

Public Sector News25 Feb 2020 Calum Fuller
Citizens Advice is calling for reform of the way local authorities pursue council tax debt, after it found its clients in council tax arrears have just £7 at the end of the month
FRP Advisory to list on AIM

FRP Advisory to list on AIM

Turnaround, Restructuring and Insolvency news24 Feb 2020 Calum Fuller
London-based restructuring and insolvency firm FRP Advisory has raised £80m after floating on the Alternative Investments Market (AIM), according to its statement to market

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