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Opinion

A huge range of commentary and analysis, written directly by the top influencers in the credit world, and tackling up-to-the-minute issues.

More opinions

Vaughan Owen

Consumer contributed data is shaping the new credit economy

19 Jul 2019 Jonathan Westley
Jonathan Westley considers the progress Open Banking has made since its introduction, and how it will evolve in the future
Vaughan Owen

What’s the point of point scoring in credit information?

12 Jul 2019 Katy Barnes
Katy Barnes unpacks the apparent vagaries of accessing and understanding credit information
Vaughan Owen

The UK credit scoring system needs to change

11 Jul 2019 Scott Greever
The UK’s credit scoring system is failing to recognise some positive customer behaviours and requires an overhaul, says Scott Greever
Vaughan Owen

Breathing Space will be a shock to some creditors

05 Jul 2019 Phil Andrew
Both creditors and debt charities themselves will need to make significant investment through time, money, training and compliance as a result of Breathing Space, says Phil Andrew

More topics for you

FCA sends firms “clear signal” on vulnerability

FCA sends firms “clear signal” on vulnerability

Top Stories23 Jul 2019 Calum Fuller
The Financial Conduct Authority (FCA) has launched a consultation on proposed guidance for firms on the fair treatment of vulnerable customers
US regulator hits Equifax with $700m data leak settlement

US regulator hits Equifax with $700m data leak settlement

Top Stories23 Jul 2019 Calum Fuller
Equifax has agreed to pay up to $700m (£561m) as part of a settlement with a US regulator over a 2017 data breach
Body-worn cameras to be mandatory for bailiffs

Body-worn cameras to be mandatory for bailiffs

Top Stories22 Jul 2019 Calum Fuller
The government has moved to introduce compulsory body-worn cameras as part of efforts to protect people from rogue bailiffs
Unlocking the secret potential of payments

Unlocking the secret potential of payments SPONSORED ARTICLE

Opinion19 Jul 2019 Vaughan Owen
Payments have often been, well, transactional, but there is a great deal of potential in payments data that can be harnessed by using a modern payments platform which can change your entire business

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