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Opinion

A huge range of commentary and analysis, written directly by the top influencers in the credit world, and tackling up-to-the-minute issues.
The blend between human touch and new technology is vital

The blend between human touch and new technology is vital

15 Aug 2018Chirag Shah Chirag Shah
Lenders can still glean vital information that technology cannot provide through human interaction, argues Chirag Shah
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Chirag Shah

Consumers need more clarity if we’re going to have better borrowing

09 Aug 2018 Scott Greever
More must be done to help consumers understand the terms they borrow under, argues Elevate Credit’s Scott Greever
Chirag Shah

Despite rental data’s potential, collecting it will be difficult

02 Aug 2018 Laura Hales
While the inclusion of rental data in calculating credit scores frequently improves consumers’ outcomes, gaining access to that data and assuring its quality are areas of concern, says Equifax’s European head of product for credit and risk, Laura Hales
Chirag Shah

High-cost credit can become low-cost credit

31 May 2018 Phil Andrew
Lower-cost alternatives are needed to alleviate the damage caused to clients by high-cost credit, says StepChange Debt Charity chief executive Phil Andrew
Chirag Shah

FCA aims on affordable lending nigh on impossible

03 May 2018 John Lamidey
As the FCA seeks to curb high-cost credit and encourage more affordable lending, Arminius Associates senior director and former Consumer Credit Association director John Lamidey argues that ambition is almost beyond reach

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The blend between human touch and new technology is vital

The blend between human touch and new technology is vital

Opinion15 Aug 2018 Chirag Shah
Lenders can still glean vital information that technology cannot provide through human interaction, argues Chirag Shah

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