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A huge range of commentary and analysis, written directly by the top influencers in the credit world, and tackling up-to-the-minute issues.
“It is time for a grown-up discussion about the role of consumer credit”
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“It is time for a grown-up discussion about the role of consumer credit”

28 May 2020 Jason Wassell Jason Wassell
An evidence-based discussion, led by the Treasury, is needed to define the role consumer credit lenders can play in our society and the economy’s recovery, argues The Consumer Finance Association’s Jason Wassell
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Jason Wassell

Premium: Credit scoring and coronavirus - how can we protect the most vulnerable?

28 May 2020 Steve Grice
Consumers who turn to high-cost credit to cover emergency bills during the pandemic may find their credit scores are negatively impacted, even if they use it responsibly. Elevate Credit’s managing director Steve Grice explains why this unfair imbalance needs to be addressed
Jason Wassell

Premium: In ill times, we need ‘good banks’ more than ever

28 May 2020 Chris Fitch
During the recession of 2008/09, much of the debate between public figures centred on the need for banks to become a force for social good. With some examples from Tesco Bank, Starling Bank and others, Chris Fitch explains how the pandemic has provided a means to fulfil that purpose
Jason Wassell

Collect now or stockpile for later?

07 May 2020 John Ingram
Since the FLA released formal guidance for the motor finance industry, John Ingram​, managing director of Chartsbridge, says lenders are questioning their choices
Jason Wassell

'Why I left RBS after 35 years, to join a bank I’d never heard of'

23 Apr 2020 Neil Evans
After more than 30 years in credit risk roles at RBS, Neil Evans made a career move to a fledgling company with ambitions to reinvent business borrowing. Describing the years since as "the best of his life", he believes his peers across financial services, should never say never

More topics for you

Martin Lewis calls for law change to stop “threatening” debt collection letters

Martin Lewis calls for law change to stop “threatening” debt collection letters

Top Stories03 Jun 2020 Marcel LeGouais
Consumer campaigner Martin Lewis is urging the government to change legislation that forces lenders to send debt collection letters to customers – when those borrowers have already been given payment holidays
Annual FOS data shows surge in alternative lending complaints

Annual FOS data shows surge in alternative lending complaints

Top Stories03 Jun 2020 Marcel LeGouais
An annual report published by the Financial Ombudsman Service (FOS) shows surges in complaints about guarantor lending, instalment loans and logbook loans, in the year to April 2020
750,000 firms now on emergency loans, as lenders offer 27 million interest-free overdrafts

750,000 firms now on emergency loans, as lenders offer 27 million interest-free overdrafts

Top Stories02 Jun 2020 Marcel LeGouais
Treasury figures released this morning show 750,000 businesses have borrowed more than £30bn in government-backed emergency loans, due to the pandemic
FCA to probe Amigo Loans, as directors seek injunction against founder

FCA to probe Amigo Loans, as directors seek injunction against founder

Top Stories02 Jun 2020 Marcel LeGouais
The Financial Conduct Authority (FCA) is investigating guarantor lender Amigo Loans over credit-worthiness assessments, as the battle for control over the firm intensified with legal action

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