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Opinion

A huge range of commentary and analysis, written directly by the top influencers in the credit world, and tackling up-to-the-minute issues.
Fifth Estate: How the WeWork bubble burst

Fifth Estate: How the WeWork bubble burst

05 Dec 2019 The Fifth EstateThe Fifth Estate
Our secret columnist turns his attention to WeWork and how red flags around its creditworthiness were missed by stakeholders
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The Fifth Estate

The View from Westminster: The threat to the credit industry in this election is clear

28 Nov 2019 Jonathan Horsman
As the general election nears, Jonathan Horsman dissects the parties’ policies on credit and their chances of winning
The Fifth Estate

Premium: Use of loans as tax avoidance method could soon be scuppered

20 Nov 2019 Bai Cham
Tax avoidance has been HMRC’s Achilles’ heel for decades, but a recent court case brought by CVR Global will have extensive implications for the insolvency industry.
The Fifth Estate

Economic Trends: The mortgage market is set to remain in the doldrums

14 Nov 2019 Martin Beck
Amid continued uncertainty, the housing market is showing little sign of heating up, explains Martin Beck
The Fifth Estate

Premium: Vulnerability and the role of intermediaries

01 Nov 2019 Chris Fitch
Sometimes we don’t speak with our customers – but the dealers, brokers, and retail staff who arrange the finance agreement will. Chris Fitch asks, in these situations, how might we help these staff to address customer vulnerability?

More topics for you

UK household debt has increased, survey finds

UK household debt has increased, survey finds

Top Stories06 Dec 2019 Lauren Tavener
Total household debt in the UK has risen, according to the Office of National Statistics
Mortgage market webinar: Competition, margin and product design

Mortgage market webinar: Competition, margin and product design

Webinar recordings06 Dec 2019 Marcel LeGouais
Are mortgage lenders poised to revamp their products, or move up the risk curve? These questions are answered in a Credit Strategy webinar examining competition, margins and new approaches to risk
HSBC to bring in single overdraft rate of 40 percent

HSBC to bring in single overdraft rate of 40 percent

Credit Risk News05 Dec 2019 Lauren Tavener
HSBC plans to introduce a single overdraft rate of 39.9 percent for its UK customers from mid-March 2020, meaning it will be as much as quadrupling the rate it charges some existing customers
Discover the next stage of Open Banking at the Credit Summit

Discover the next stage of Open Banking at the Credit Summit

Events news04 Dec 2019 Calum Fuller
The Open Banking Conference at the Credit Summit, sponsored by Experian, will explore the progress of its implementation and its impact on the lifecycle of loans, Credit Strategy can reveal

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