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Regulation

Mortgage reform needs collaboration

Mortgage reform needs collaboration

15 Jan 2026
FCA mortgage reforms promise innovation and better outcomes, but industry-wide collaboration and time will be critical to delivering lasting change.
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Savings rates head lower

Savings rates head lower

12 Jan 2026Credit StrategyCredit Strategy
UK savings rates are being cut as banks reprice after base rate falls, prompting savers to rethink where their cash earns the best return.
Budget rewrites UK saving rules

Budget rewrites UK saving rules

22 Dec 2025Credit StrategyCredit Strategy
Budget changes to UK ISA and savings tax rules aim to boost investment but risk hitting women hardest by cutting access to tax-efficient cash.
NWFH Insights: Motor finance redress: What the FCA'S plans mean in practice

NWFH Insights: Motor finance redress: What the FCA'S plans mean in practice

17 Dec 2025Meg LyonsMeg Lyons
Credit Strategy hosted an NWFH on motor finance redress. From data gaps to FCA insight, here’s everything you missed and what it means for lenders.
FLA warns FCA motor finance scheme flawed

FLA warns FCA motor finance scheme flawed

15 Dec 2025Meg LyonsMeg Lyons
FLA urges FCA to rethink motor finance redress plans, calling for a fairer, targeted scheme that compensates only consumers who suffered loss.
Budget rules reshape confidence 

Budget rules reshape confidence 

15 Dec 2025Credit StrategyCredit Strategy
New pension, tax and ISA rules in the Autumn Budget expose generational divides and raise regulatory questions over saving incentives and trust.
FCA speeds up motor finance complaint process ahead of redress scheme

FCA speeds up motor finance complaint process ahead of redress scheme

08 Dec 2025Credit StrategyCredit Strategy
The FCA has advanced the timeline to resume handling motor finance complaints to May 2026, paving the way for a potentially £8.2 billion redress sc...
Employment rights bill U-turn

Employment rights bill U-turn

01 Dec 2025Meg LyonsMeg Lyons
Government backs a six-month unfair dismissal period, easing employer concerns as the Employment Rights Bill moves forward - but key details still ...
Autumn Budget 2025

Autumn Budget 2025

27 Nov 2025Meg LyonsMeg Lyons
Budget 2025 brings tax rises, wage hikes and a major pension shake-up, reshaping costs for households and businesses.
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