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Santander has decided to close 95 of its 444 bank branches in the UK, as part of a range of measures to "transform" its branch network.

Senior Journalist, covering the Credit Strategy and Turnaround, Restructuring & Insolvency News brands.
Thomas ParkerSenior Journalist, covering the Credit Strategy and Turnaround, Restructuring & Insolvency News brands.
These locations will now be covered by new Santander Community Bankers providing face-to-face money management and general support for customers, as well as visiting local communities and attending local banking hubs.
The bank will also be reducing the hours of 36 other branches, with these now opening on Mondays, Wednesdays and Fridays from 9.30am to 3.00pm, or Tuesdays and Thursdays from 9.30am to 3pm, and Saturdays from 9.30am to 12.30pm.
A spokesperson for Santander UK said: "As customer behaviour changes, we are ensuring that our branches remain fit for the future.
"Our new combination of full-service branches, alongside Work Cafes, counter-free branches and reduced-hours branches, aims to provide the right balance between digital banking and face-to-face money management and guidance.
"As a business, we must move with customers and balance our investment across all the places where we interact with customers, to deliver the very best for them now and in the future.
"Closing a branch is always a very difficult decision and we spend a great deal of time assessing where and when we do this and how to minimise the impact it may have on our customers."
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