Join this session to discuss key themes in a private forum with 6-10 peers from across the credit industry.

Interest rates, inflation, housing affordability, and consumer spending patterns are all exerting pressure on lenders, while demand for credit remains both vital for growth and fraught with risk. For banks, non-bank lenders, and fintechs alike, the challenge is not just predicting the next stage of the cycle, but aligning strategy to deliver sustainable growth in uncertain conditions.

This high-level economic overview session will provide members with a forward-looking assessment of the state of UK credit market into 2026. We will explore:

• Credit demand trends – how the cost-of-living crisis, housing market constraints, and consumer sentiment are shaping appetite for borrowing.
• Macroeconomic signals – the impact of interest rate movements, affordability pressures, and structural shifts in household debt on lender strategies.
• Business growth outlook – what the current economic climate means for UK banks and specialist lenders, from loan book expansion to funding conditions.
• Sector-specific predictions – car finance, mortgages, BNPL, and SME lending: where opportunities lie and where risks are rising.
• Strategic priorities – what lenders should focus on in 2026 to balance growth, resilience, and regulatory expectations in a rapidly evolving market.

Set at the start of December, this session is designed to help senior leaders step back from day-to-day pressures and assess the bigger picture — offering predictions, priority-setting, and practical insight into the forces that will shape credit and financial services into 2026.

Join this session to discuss the key themes below in a private forum with 6-10 peers from across the credit industry:

• How do you measure the output of a diverse workforce
• How do you get the best out of a diverse workforce
• Building a business culture which allows for diverse thinking
• Getting the recruitment right