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Affordability, data and decisioning: Redefining access to credit

 

12 March | 10:00 -11:00 | Zoom meeting

This discussion will be led by...

 

Ioana Damu-Romanowski

Head of Product & Membership

Credit Strategy

 

 

Colin Whitmore

Strategy, Innovation and Design, Financial Crime Compliance

Natwest

 


 

 

Join this session to discuss key themes in a private forum with 6-10 peers from across the credit industry.

 

 

As lenders gain access to richer data sources and more advanced decisioning tools, affordability assessments are becoming more dynamic, granular, and central to how credit is offered and controlled.

 

Examine how new and alternative data is being used to deepen understanding of customer behaviour and decision patterns. The discussion will explore what effective affordability assessment should look like in the coming years, and how organisations can strike the right balance between credit risk management, financial inclusion, and fair customer outcomes.

 

Participants will also debate whether increasingly data-driven decisioning is widening or narrowing access to credit, and how strategies, governance, and operating models may need to evolve in response to rising expectations from regulators, consumers, and society.

Join this session to discuss the key themes below in a private forum with 6-10 peers from across the credit industry:

  • How do you measure the output of a diverse workforce
  • How do you get the best out of a diverse workforce
  • Building a business culture which allows for diverse thinking
  • Getting the recruitment right
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