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Intelligence, Insight and community for responsible professionals in credit



Welcome to your Credit Strategy membership which provides intelligence, insight and community for responsible professionals in credit.


Your membership benefits:

• Credit Strategy digital magazine​
• Credit 500 intelligence​
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• 25% discount to all Credit Strategy conferences​
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• 50% off award entry fees
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Richard Kernick

Richard Kernick

Collections Director
PSA Finance UK

United Kingdom

I am a qualified company Director and Project Manager. I have an extensive understanding of the Financial Services market, along with significant management experience gained via one of the biggest banking groups in Europe. I possess an in depth knowledge of the operational environment; ranging from new business to collections and recoveries environments, coupled with an excellent knowledge of the legal and regulatory frameworks of the UK financial services industry. A thorough appreciation of governance issues, business risk management concepts and methodologies and an understanding of business risk developments. My strength is to challenge existing procedures and to drive positive change using my experience of influencing, planning, implementing and managing change at executive levels. Experience gained through management of numerous high profile, critical projects, assisted by my qualification in Prince2.
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