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Opinion

A huge range of commentary and analysis, written directly by the top influencers in the credit world, and tackling up-to-the-minute issues.
Where do we go from here – somewhere better

Where do we go from here – somewhere better

15 Apr 2024Adrian DallyAdrian Dally
Adrian Dally reflects on the current climate in the car finance market
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Labour favours caution, but a big win could quickly make it more radical

Labour favours caution, but a big win could quickly make it more radical

09 Apr 2024Jonathan HorsmanJonathan Horsman
Jonathan Horsman gives his thoughts on the upcoming election
READ MORE
Mortgage market outlook: More settled, but uncertainty remains

Mortgage market outlook: More settled, but uncertainty remains

02 Apr 2024Kate DaviesKate Davies
Kate Davies gives her reflections on last month’s Budget
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How Open Banking is paving the way for financial inclusion

How Open Banking is paving the way for financial inclusion

28 Mar 2024Samantha FogertySamantha Fogerty
How do we build a regulated lending market for non-prime and subprime consumers?
READ MORE
Adrian Dally

Where do we go from here – somewhere better

15 Apr 2024Adrian Dally
Adrian Dally reflects on the current climate in the car finance market
Premium: Covid-19’s short-term impact will be greater than financial crisis
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Premium: Covid-19’s short-term impact will be greater than financial crisis

18 Aug 2020Martin BeckMartin Beck
As the coronavirus outbreak weighs down the economy, Martin Beck, UK lead economist at the consultancy firm Oxford Economics, assesses the impact
Economic trends: What's in new Bank of England boss Bailey's in-tray? - Premium

Economic trends: What's in new Bank of England boss Bailey's in-tray? - Premium

16 Jan 2020Martin BeckMartin Beck
Over the festive period, the chancellor confirmed what we all expected: That Andrew Bailey will replace Mark Carney as governor of the Bank of England (BoE). Economist Martin Beck looks at his early priorities
Economic Trends: The mortgage market is set to remain in the doldrums

Economic Trends: The mortgage market is set to remain in the doldrums

14 Nov 2019Martin BeckMartin Beck
Amid continued uncertainty, the housing market is showing little sign of heating up, explains Martin Beck
Economic trends: How long can the Bank of England resist cutting rates?

Economic trends: How long can the Bank of England resist cutting rates?

10 Sep 2019Martin BeckMartin Beck
The Bank of England has so far resisted cutting interest rates, but, Martin Beck asks, for how much longer?
Martin Beck

Economic trends: Does the UK have an unhealthy appetite for debt?

30 Apr 2019Martin Beck
Unless the country suffers an economic shock, the demand for credit among the UK population is likely to increase, explains Martin Beck
George Buckley

Economic trends: Rising debt leaves household coffers in balance

04 Mar 2019George Buckley
While household debt outstrips incomes across the country, the UK is far from unusual among its peers when it comes to indebtedness, explains Nomura ...
Martin Beck

Economic trends: Hard landing for household credit?

26 Oct 2018Martin Beck
Oxford Economics senior UK economist Martin Beck considers the health of the consumer credit sector and its readiness to handle the rise in interest ...
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Jonathan Horsman

Labour favours caution, but a big win could quickly make it more radical

09 Apr 2024Jonathan Horsman
Jonathan Horsman gives his thoughts on the upcoming election
Kate Davies

Mortgage market outlook: More settled, but uncertainty remains

02 Apr 2024Kate Davies
Kate Davies gives her reflections on last month’s Budget
Samantha Fogerty

How Open Banking is paving the way for financial inclusion

28 Mar 2024Samantha Fogerty
How do we build a regulated lending market for non-prime and subprime consumers?
Ian Fiddeman

Getting to know you

28 Mar 2024Ian Fiddeman
Ian Fiddeman investigates how lenders can identify financially vulnerable customers

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