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Opinion

A huge range of commentary and analysis, written directly by the top influencers in the credit world, and tackling up-to-the-minute issues.
Where do we go from here – somewhere better

Where do we go from here – somewhere better

15 Apr 2024Adrian DallyAdrian Dally
Adrian Dally reflects on the current climate in the car finance market
READ MORE
Labour favours caution, but a big win could quickly make it more radical

Labour favours caution, but a big win could quickly make it more radical

09 Apr 2024Jonathan HorsmanJonathan Horsman
Jonathan Horsman gives his thoughts on the upcoming election
READ MORE
Mortgage market outlook: More settled, but uncertainty remains

Mortgage market outlook: More settled, but uncertainty remains

02 Apr 2024Kate DaviesKate Davies
Kate Davies gives her reflections on last month’s Budget
READ MORE
How Open Banking is paving the way for financial inclusion

How Open Banking is paving the way for financial inclusion

28 Mar 2024Samantha FogertySamantha Fogerty
How do we build a regulated lending market for non-prime and subprime consumers?
READ MORE
Adrian Dally

Where do we go from here – somewhere better

15 Apr 2024Adrian Dally
Adrian Dally reflects on the current climate in the car finance market
How can Consumer Duty help you to better understand your consumers?

How can Consumer Duty help you to better understand your consumers?

29 Feb 2024Jason WassellJason Wassell, Nationwide Building Society
It has always been important to understand your customers
Understanding customer needs and vulnerabilities

Understanding customer needs and vulnerabilities

20 Feb 2024Chris LeslieChris Leslie, The Institute of Customer Service
How to make a connection that yields results
How will the mortgage market shape up in 2024?

How will the mortgage market shape up in 2024?

18 Jan 2024Kate DaviesKate Davies, IMLA
The UK mortgage market had a rough ride in 2023, with rapidly rising interest rates squeezing borrower finances and subduing activity across the board
Steering Through Calmer Seas?

Steering Through Calmer Seas?

16 Jan 2024The Fifth EstateThe Fifth Estate
With military conflict in Ukraine and the Middle East showing no sign of resolution, China’s threatening rhetoric towards Taiwan an increasing concern, and inevitable turmoil resulting from US and UK elections, any assessment of the prospects for the British lending and credit industry this year should be cautious and expect the unexpected
Richard Carter

How will the fintech sector shape up in 2024

11 Jan 2024Richard Carter, Lenvi
Richard Carter, chief executive of Lenvi (formerly Equiniti), shares his expert predictions for 2024 on financial misinformation, government support ...
Jason Wassell

Rolling with the changes in 2024

05 Jan 2024Jason Wassell, Nationwide Building Society
You can only say that we live in interesting times so long before it loses its impact. After the pandemic years, 2023 was dominated by more ...
Michal Lodej

Misogyny in credit – still alive and well 

27 Jun 2023Michal Lodej, Shard Financial Media
A massive over reaction to a simple call for nominations has uncovered an unpleasant side of the credit industry 
Neil Evans

'Why I left RBS after 35 years, to join a bank I’d never heard of'

23 Apr 2020Neil Evans, OakNorth Bank
After more than 30 years in credit risk roles at RBS, Neil Evans made a career move to a fledgling company with ambitions to reinvent business ...
The Fifth Estate

Premium: Financial reporting must be dragged into the modern era

01 Apr 2020The Fifth Estate
As our secret columnist recuperates after suffering with Covid-19, he looks at the opportunity we now have to update financial reporting requirements
Paul Johnson

Premium: Chancellor's plans could lead to greater deficit

12 Mar 2020Paul Johnson, Institute for Fiscal Studies
The success of Rishi Sunak’s first budget as chancellor rests on how sustained the coronavirus outbreak is, Institute for Fiscal Studies director P...
Jonathan Horsman

Labour favours caution, but a big win could quickly make it more radical

09 Apr 2024Jonathan Horsman
Jonathan Horsman gives his thoughts on the upcoming election
Kate Davies

Mortgage market outlook: More settled, but uncertainty remains

02 Apr 2024Kate Davies
Kate Davies gives her reflections on last month’s Budget
Samantha Fogerty

How Open Banking is paving the way for financial inclusion

28 Mar 2024Samantha Fogerty
How do we build a regulated lending market for non-prime and subprime consumers?
Ian Fiddeman

Getting to know you

28 Mar 2024Ian Fiddeman
Ian Fiddeman investigates how lenders can identify financially vulnerable customers

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