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Opinion

A huge range of commentary and analysis, written directly by the top influencers in the credit world, and tackling up-to-the-minute issues.
The Bank of England’s “Bernanke Review”: The Art of Forecasting

The Bank of England’s “Bernanke Review”: The Art of Forecasting

19 Apr 2024Anna DecouduAnna Decoudu
Anna Decoudu reflects on the Bernanke Review’s findings
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Where do we go from here – somewhere better

Where do we go from here – somewhere better

15 Apr 2024Adrian DallyAdrian Dally
Adrian Dally reflects on the current climate in the car finance market
READ MORE
Labour favours caution, but a big win could quickly make it more radical

Labour favours caution, but a big win could quickly make it more radical

09 Apr 2024Jonathan HorsmanJonathan Horsman
Jonathan Horsman gives his thoughts on the upcoming election
READ MORE
Mortgage market outlook: More settled, but uncertainty remains

Mortgage market outlook: More settled, but uncertainty remains

02 Apr 2024Kate DaviesKate Davies
Kate Davies gives her reflections on last month’s Budget
READ MORE
Adrian Dally

Where do we go from here – somewhere better

15 Apr 2024Adrian Dally
Adrian Dally reflects on the current climate in the car finance market
Premium: Covid-19’s short-term impact will be greater than financial crisis
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Premium: Covid-19’s short-term impact will be greater than financial crisis

18 Aug 2020Martin BeckMartin Beck, Oxford Economics
As the coronavirus outbreak weighs down the economy, Martin Beck, UK lead economist at the consultancy firm Oxford Economics, assesses the impact
Collect now or stockpile for later?
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Collect now or stockpile for later?

07 May 2020John IngramJohn Ingram, Equivo Limited
Since the FLA released formal guidance for the motor finance industry, John Ingram​, managing director of Chartsbridge, says lenders are questioning their choices
Switches and locks on gambling blockers: How the difference can affect addiction
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Switches and locks on gambling blockers: How the difference can affect addiction

23 Apr 2020Chris FitchChris Fitch, Billing Finance
‘Gambling blockers’ on customers’ accounts have won plaudits for some financial services firms. But, as the Money Advice Trust’s vulnerability lead consultant Chris Fitch notes, not all blockers are created equally
Premium: “We need to help consumers take control of their finances”

Premium: “We need to help consumers take control of their finances”

19 Mar 2020Tom BlacksellTom Blacksell, x
Experian’s managing director for B2B UK&I, Tom Blacksell, outlines Credit Awareness Week’s crucial role in fostering consumers’ financial resilience
Paul Johnson

Premium: Chancellor's plans could lead to greater deficit

12 Mar 2020Paul Johnson, Institute for Fiscal Studies
The success of Rishi Sunak’s first budget as chancellor rests on how sustained the coronavirus outbreak is, Institute for Fiscal Studies director P...
Catherine McNeill

Premium: Quality and volume in providing IVAs are not mutually exclusive

10 Feb 2020Catherine McNeill, Freeman Jones
After the latest Insolvency Service data showing that the number of IVAs failing in their first year has increased, Catherine McNeill of Freeman J...
Jonathan Horsman

The View from Westminster: Credit has some certainty at last

28 Jan 2020Jonathan Horsman, Centaurus
The election result was the best imaginable for credit, but tough conditions will persist, says Jonathan Horsman
Helen Undy

Premium: Mental health “must be at the heart” of UK’s strategy for financial wellbeing

24 Jan 2020Helen Undy, Money & Mental Health Policy Institute
After the Money and Pensions Service launched a programme aiming to lift millions out of persistent debt through education, credit and debt advice, M...
Credit Strategy

Premium: "There will be more consolidation in Europe" - predictions for debt sale and servicing

23 Jan 2020Credit Strategy, Shard Financial Media
As a new decade begins, Credit Strategy asked some prominent industry figures for their sector forecasts for how the profession will evolve
Phil Andrew

Premium: Resolving persistent debt will be far from pain-free

16 Jan 2020Phil Andrew, StepChange Debt Charity
As credit card providers contact customers in long-term debt, StepChange Debt Charity’s Phil Andrew outlines the potential difficulties ...
Adrian Dally

Where do we go from here – somewhere better

15 Apr 2024Adrian Dally
Adrian Dally reflects on the current climate in the car finance market
Jonathan Horsman

Labour favours caution, but a big win could quickly make it more radical

09 Apr 2024Jonathan Horsman
Jonathan Horsman gives his thoughts on the upcoming election
Kate Davies

Mortgage market outlook: More settled, but uncertainty remains

02 Apr 2024Kate Davies
Kate Davies gives her reflections on last month’s Budget
Samantha Fogerty

How Open Banking is paving the way for financial inclusion

28 Mar 2024Samantha Fogerty
How do we build a regulated lending market for non-prime and subprime consumers?

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