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Knowledge hub

Welcome to the Knowledge Hub­­­­, where you can find a range of resources designed to help you get a deeper understanding of the entire credit and lending world.
Take a look at the webinars, conference presentations, best practice case studies, recommended reports and insight tools by different industry below.
Inflation to return to its two percent target in 2027

Inflation to return to its two percent target in 2027

Analysis22 Nov 2022
Consumer price index (CPI) inflation is set to peak at a 40-year high of 11% this quarter, according to the Office of Budget Responsibility (OBR)
Consumer Duty could have “unintended consequences”
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Consumer Duty could have “unintended consequences”

CS - Latest News18 Nov 2022
The timetable for the implementation of the Consumer Duty could be too tight, according to UK Finance’s chief executive
FCA reportedly threatens BNPL firms against financial promotion “loophole”
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FCA reportedly threatens BNPL firms against financial promotion “loophole”

CS - Latest News08 Nov 2022
Regulator the Financial Conduct Authority (FCA) has reportedly written to buy now, pay later (BNPL) chiefs against using a financial promotion “loophole”
Bank of England enacts biggest rate rise since the 1980s

Bank of England enacts biggest rate rise since the 1980s

FSE Media - Knowledge Hub04 Nov 2022
The Bank of England has confirmed a 0.75% rise in bank rates, the biggest rise since the late 1980s
Bank of England enacts biggest rate rise since the 1980s
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Bank of England enacts biggest rate rise since the 1980s

CS - Latest News03 Nov 2022
The Bank of England has confirmed a 0.75% rise in bank rates, the biggest rise since the late 1980s
Chancellor reverses almost all of mini-budget tax cuts
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Chancellor reverses almost all of mini-budget tax cuts

CS - Latest News17 Oct 2022
New chancellor Jeremy Hunt has reversed almost all of the mini-budget’s tax cuts, ahead of a statement later on today (17 October) to MPs
FCA sets out new expectations for high-cost lending product providers

FCA sets out new expectations for high-cost lending product providers

Analysis06 Oct 2022
The Financial Conduct Authority (FCA) has called for providers of high-cost lending products to implement more rigorous creditworthiness assessments, especially when it comes to repeat borrowing
Losses at Klarna more than treble
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Losses at Klarna more than treble

CS - Latest News31 Aug 2022
Klarna has seen its losses in its operating results more than treble year-on-year, according to its half-yearly results for 2022
Amigo hit with a profit before tax drop

Amigo hit with a profit before tax drop

Analysis31 Aug 2022
Amigo Loans has seen a dip in its profit before tax in the first quarter of the 2022/23 financial year, according to its latest results
Credit Week returns to London for 2023
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Credit Week returns to London for 2023

CS - Latest News24 Aug 2022
Credit Strategy can confirm the dates for next year’s Credit Week, taking place on the week commencing 13 March
2022 Women in Credit Awards shortlist unveiled
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2022 Women in Credit Awards shortlist unveiled

CS - Latest News10 Aug 2022
Credit Strategy can reveal the shortlist for this year’s Women in Credit Awards - supported by its headline partner Experian
Bank of England confirms highest interest rate rise since 1995
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Bank of England confirms highest interest rate rise since 1995

CS - Latest News04 Aug 2022
The Bank of England’s monetary policy committee (MPC) has confirmed it will raise interest rates by 0.5%, the highest increase in 27 years, to 1.75%
Virgin Money to enter BNPL market
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Virgin Money to enter BNPL market

CS - Latest News28 Jul 2022
Virgin Money has announced plans to enter the buy now, pay later (BNPL) market later this year through Virgin Money Slyce
Morses Club to pursue a potential scheme of arrangement
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Morses Club to pursue a potential scheme of arrangement

CS - Latest News25 Jul 2022
Following announcements in February and June 2022 regarding the increase in the level of claims, Morses Club has decided to pursue the potential use of a scheme of arrangement
Streamlining “pay later” to be discussed in masterclass
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Streamlining “pay later” to be discussed in masterclass

CS - Latest News15 Jul 2022
Whether it’s to pay for their ballooning bills or to slowly get out of debt, more and more people need “pay later” services
Lending pause causes revenue to dip at Amigo

Lending pause causes revenue to dip at Amigo

Analysis12 Jul 2022
Amigo’s pause in lending throughout the year led to a 47.6% decline in revenue year-on-year, according to the firm’s 2021/22 financial results
OBR: UK debt on a ‘unsustainable path’
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OBR: UK debt on a ‘unsustainable path’

CS - Latest News07 Jul 2022
The Office of Budget Responsibility (OBR) said soaring energy prices and pressures from an aging population risked tipping the UK into a recession
Consumer credit borrowing at its highest since March 2020

Consumer credit borrowing at its highest since March 2020

Analysis05 Jul 2022
Net borrowing of mortgage debt by individuals increased to £7.4bn in May from £4.2bn in April, according to the Bank of England’s latest money and credit release
2022 Credit Awards winners revealed
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2022 Credit Awards winners revealed

CS - Latest News30 Jun 2022
Mark Onyett, Mark Thundercliffe and UK Finance took home the judges’ awards at the 2022 Credit Awards, headline sponsored by FICO
Public sector borrowing hit £14bn in May
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Public sector borrowing hit £14bn in May

CS - Latest News23 Jun 2022
Public sector borrowing excluding public sector banks reached £14bn in May 2022, the third-highest set of May borrowing since monthly records began in 1993
BNPL lenders must ensure loans are “affordable”
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BNPL lenders must ensure loans are “affordable”

CS - Latest News20 Jun 2022
Buy now, pay later (BNPL) lenders will be required to carry out affordability checks under plans set out by the government today (20 June)
UK economy contracted by 0.3% in April
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UK economy contracted by 0.3% in April

CS - Latest News13 Jun 2022
Monthly real gross domestic product (GDP) is estimated to have fallen for the second consecutive month, dropping by 0.3% in April
Drop in lending to private sector companies

Drop in lending to private sector companies

Analysis07 Jun 2022
The net flow of lending to private sector companies decreased to £3.4bn in April, according to the Bank of England’s latest money and credit index
‘Ominous signs’ as borrowing continues to rise
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‘Ominous signs’ as borrowing continues to rise

CS - Latest News31 May 2022
Individuals borrowed an additional £1.4bn in consumer credit in April 2022, according to the Bank of England’s latest money and credit release
Roundtable report: Affordability still hindering electric vehicles 

Roundtable report: Affordability still hindering electric vehicles 

Analysis24 May 2022
The affordability of electric vehicles (EVs) remains a problem in integrating them into the market, a recent Members-only roundtable at the 2022 Car Finance Conference revealed
Winners of the 2022 Car Finance Awards announced 
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Winners of the 2022 Car Finance Awards announced 

CS - Latest News24 May 2022
BMW Financial Services and Close Brothers Motor Finance were among the winners at the seventh Car Finance Awards, sponsored by ALPHERA Financial Services, Evolution Funding, Kind Consultancy and MotoNovo Finance
Government to ‘strengthen powers’ to deal with illicit finance
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Government to ‘strengthen powers’ to deal with illicit finance

CS - Latest News10 May 2022
The government is set to introduce a bill designed to protect consumers’ access to cash, ensuring the continued availability of withdrawal and deposit facilities
FCA warns businesses to stop misleading credit adverts
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FCA warns businesses to stop misleading credit adverts

CS - Latest News06 May 2022
Lenders and brokers could face regulatory action if they use misleading terms in their advertising, the Financial Conduct Authority (FCA) has warned
Some consumers believe it’s ‘impossible’ to get into BNPL debt

Some consumers believe it’s ‘impossible’ to get into BNPL debt

Analysis03 May 2022
47% of people didn’t realise buy now, pay later (BNPL) schemes can lead to debt if scheduled payments are missed, according to Creditspring’s latest financial stability tracker
Live chat encourages “more upfront” vulnerable customers
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Live chat encourages “more upfront” vulnerable customers

Analysis28 Apr 2022
Live chat offers huge opportunities in connecting with more vulnerable customers, a recent Members-only roundtable revealed
How can firms adapt to the cost-of-living crisis?
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How can firms adapt to the cost-of-living crisis?

CS - Latest News26 Apr 2022
This month’s Credit Strategy magazine explores unreliable data procured from the pandemic, and how lenders can act responsibly during the cost-of-living crisis
BNPL: A “balloon waiting to burst”

BNPL: A “balloon waiting to burst”

Analysis22 Apr 2022
The buy now, pay later (BNPL) sector hasn’t fully understood the damage it can and is doing, according to a Members-only roundtable
Navigating cost of living at Collections & Vulnerability Summit 2022
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Navigating cost of living at Collections & Vulnerability Summit 2022

CS - Latest News21 Apr 2022
Adapting and responding to the cost-of-living crisis takes a central role at this year’s Collections & Vulnerability Summit, taking place on 30 November in Manchester
Industry moves round-up: Appointments at FCA, ALPHERA and Rockstead
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Industry moves round-up: Appointments at FCA, ALPHERA and Rockstead

CS - Latest News21 Apr 2022
Here we bring you the latest industry moves, including appointments at McLaren Credit Services, ALPHERA Financial Services and the Financial Conduct Authority (FCA)
FCA finalises representation disclosure rules
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FCA finalises representation disclosure rules

CS - Latest News21 Apr 2022
The Financial Conduct Authority (FCA) has finalised rules requiring listed companies to disclose the level of diversity within their senior management teams
Car Finance Awards shortlist unveiled
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Car Finance Awards shortlist unveiled

CS - Latest News20 Apr 2022
Industry leaders from Volvo, BMW and V12 are amongst those in contention for 2022’s The Car Finance Awards in Manchester on 19 May
Vulnerability Summit 2022: Common harms, communication, and cost of living 
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Vulnerability Summit 2022: Common harms, communication, and cost of living 

CS - Latest News04 Apr 2022
Shard Financial Media has launched the agenda for the first-ever in-person Vulnerability Summit
PerfectHome enters administration
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PerfectHome enters administration

CS - Latest News01 Apr 2022
Temple Finance, trading as rent-to-own firm PerfectHome, was placed into administration on 25 March 2022
Consumer duty will make business “more adaptive”
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Consumer duty will make business “more adaptive”

CS - Latest News31 Mar 2022
The Financial Conduct Authority (FCA) is looking to make firms more responsive to and supportive of their customers, according to its interim director of retail lending Brian Corr
Bank of England delays 2022 stress tests launch
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Bank of England delays 2022 stress tests launch

CS - Latest News25 Mar 2022
The Bank of England has decided to delay the launch of its 2022 stress tests, citing the increased uncertainty and market volatility caused by the war in Ukraine
Winners for The Leadership Awards 2022 revealed
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Winners for The Leadership Awards 2022 revealed

CS - Latest News24 Mar 2022
Leaders from TransUnion, Klarna and Molo Finance were among the winners at the inaugural The Leadership Awards, sponsored by C&R Software and Sopra Steria
Countdown to The Leadership Awards begins
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Countdown to The Leadership Awards begins

CS - Latest News16 Mar 2022
Industry leaders from TransUnion, Lloyds Banking Group and Klarna are among those in contention for 2022’s The Leadership Awards, sponsored by Alphera Financial Services, C&R Software and Sopra Steria, with winners unveiled on 23 March 2022
Secretary of state to attend Parliamentary Reception
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Secretary of state to attend Parliamentary Reception

CS - Latest News15 Mar 2022
Economic secretary to the treasury John Glen MP will be in attendance at this year’s Parliamentary Reception, headline sponsored by Lowell, which will kick off Credit Week 2022 next week (22 March)
Atom’s head of lending on women in finance
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Atom’s head of lending on women in finance

CS - Latest News01 Mar 2022
The latest issue of Credit Strategy’s magazine explores whether the Financial Conduct Authority’s Consumer Duty will be an evolution or revolution for lenders
The Leadership Awards shortlist unveiled
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The Leadership Awards shortlist unveiled

CS - Latest News24 Feb 2022
Industry leaders from TransUnion, Lloyds Banking Group and Klarna are among those in contention for 2022’s The Leadership Awards, sponsored by C&R Software and Sopra Steria
UK fintechs call for regulation overhaul
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UK fintechs call for regulation overhaul

CS - Latest News21 Feb 2022
Regulators must have the capability and culture to allow them to fully embrace innovation while protecting consumer and financial stability, fintech group Innovate Finance has said
House purchase approvals up slightly in December 2021

House purchase approvals up slightly in December 2021

Analysis01 Feb 2022
Individuals borrowed £800m in consumer credit in December 2021, according to the Bank of England’s latest money and credit statistics
The Credit 500 for 2022 has been finalised
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The Credit 500 for 2022 has been finalised

CS - Latest News17 Jan 2022
The new Credit 500, an index of the most influential people in consumer and commercial credit in 2022, has been finalised
Covid-19: Card payments analysis

Covid-19: Card payments analysis

Analysis11 Jan 2022
November saw the percentage of payments to balance fall for the third time in 2021, according to FICO’s latest credit market report
How to push diversity in the credit industry
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How to push diversity in the credit industry

CS - Latest News05 Jan 2022
The latest issue of Credit Strategy magazine explores how seriously the credit industry is taking diversity issues
Winners of the 2021 Credit Awards announced
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Winners of the 2021 Credit Awards announced

CS - Latest News15 Dec 2021
United Utilities and HSBC were among the winners at last night’s (14 December) Credit Awards, headline sponsored by FICO
NAO recommends formal strategy for managing BBL fraud
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NAO recommends formal strategy for managing BBL fraud

CS - Latest News06 Dec 2021
The government prioritised speed when setting up its Bounce Back Loan (BBL) scheme, according to the National Audit Office (NAO)
Credit Week Parliamentary Reception launched 
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Credit Week Parliamentary Reception launched 

Top Stories02 Dec 2021
Held in the corridors of power, the exclusive Parliamentary Reception will kick off Credit Week 2022 on 22 March
Credit Strategy launches first-ever Leadership Awards
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Credit Strategy launches first-ever Leadership Awards

CS - Latest News19 Nov 2021
Entries have opened for this brand new awards event, which will take place in London on 23 March 2022
FICO to headline 2021’s Credit Awards
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FICO to headline 2021’s Credit Awards

CS - Latest News15 Nov 2021
Credit Strategy is delighted to announce FICO as the headline partner of this year’s Credit Awards
Government’s recovery loan scheme extended
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Government’s recovery loan scheme extended

CS - Latest News27 Oct 2021
The government has announced plans to extend a programme of the state-backed recovery loan scheme, as part of the 2021 budget
Klarna to offer “Pay Now” option
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Klarna to offer “Pay Now” option

CS - Latest News25 Oct 2021
Klarna’s “Pay Now” announcement comes as the government begins a 12-week consultation into possible Buy Now, Pay Later (BNPL) regulations
Budget must include green finance wholesale guarantee
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Budget must include green finance wholesale guarantee

CS - Latest News22 Oct 2021
Lender involvement should be central to the government’s net zero plans, according to the Finance and Leasing Association (FLA)
Credit Week returns for 2022
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Credit Week returns for 2022

CS - Latest News20 Oct 2021
Returning as an in-person event, Credit Week 2022 will allow attendees to hear how industry experts have tackled the challenges of the past two years
Does the FCA understand alternative product users? 
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Does the FCA understand alternative product users? 

CS - Latest News12 Oct 2021
How credit risk professionals can manage climate change is the main topic of conversation in the latest Credit Strategy magazine
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