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Industry moves – HSBC UK hires Nationwide’s former CRO; Virgin Money’s head of retail risk joins 4most

In the latest round-up of industry moves, Credit Strategy summarises here new senior appointments at the consultancy 4most, Credit Services Association, and others.

Julia Dunn, HSBC UK

Julia Dunn, the former group chief risk officer of Nationwide Building Society, will join HSBC UK Bank plc as chief risk officer in May.


Before Nationwide, she held roles including acting director for retail banking, supervision, at the Financial Conduct Authority.


Emma Heathcote, 4most

Emma Heathcote has joined 4most as its new client partner. She joins from Virgin Money where she was the head of retail risk.


Heathcote has a career in credit risk and analytics spanning 20 years. Prior to being head of retail at Virgin Money, she held several senior roles in HSBC across retail banking and wealth management risk.


James Appleby and Kathryn Morgan, Credit Services Association

The Credit Services Association has confirmed the appointment of two new non-executive directors to its board: James Appleby from Arrow Global and Kathryn Morgan of Lowell Financial.


Appleby is currently managing director for northern Europe of Arrow Global Group and has held senior positions within Barclays Bank, Chetwood Bank and Vanquis Bank. Morgan has held similar senior executive roles within NatWest Group and Virgin Money, and is currently customer operation director for Lowell Financial Ltd.


Tom Chandos, chair of the CSA board, said: “In welcoming Kathryn and James as new non-executive directors to the CSA, I want to pay tribute to David Sheriden, Dr David Hutchinson and Stewart Hamilton for their time and service as they leave the association board.”


Alex Heath, Money and Pensions Service

The Money and Pensions Service (MaPS) has appointed Alex Health to its board, as non-executive director.


Having joined the MaPS Board on 1 March, Heath brings with him a wealth of experience from the digital sector, including most recently as founder of CrowdRating, a screening service for equity crowdfunding investors. Heath is also chairman of Artfinder, and chairman designate of Fairer Finance, an independent provider of product and customer experience ratings on consumer finance and insurance products.


Shelley Connelly and Sabahe Mrizag, Masthaven Bank

Masthaven Bank made two promotions to senior level last month. Shelley Connelly, former head of underwriting, was promoted to director of mortgage lending and in her new role, she will be responsible for the strategic direction of Masthaven’s residential and buy-to-let mortgage lending activities.


Sabahe Mrizag was promoted to director of business information, and is responsible for the strategic direction of Masthaven’s business intelligence and data analytics function.

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