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Lowell launches decision science scheme for graduates

GFKL Lowell Group has announced the launch of a new decision science and analytics graduate programme.

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The group said its decision science department is focussed on understanding, measuring and predicting consumer financial behaviour.


It is seeking applicants with relevant experience or qualifications to begin working in its decision science department starting September this year.


The 18-month programme will be housed at the company’s UK headquarters in Leeds and provide each successful applicant with a dedicated mentor.


Lowell said its decision science team comprises business analysts, statisticians and quantitative and behavioural scientists dedicated to addressing the company’s most challenging analytic problems.


The launch of the scheme arrives at a time when behavioural science and analytics is being used increasingly by lenders, debt buyers and central government particularly.


The Behavioural Insights team, a social purpose company that works in partnership with the Cabinet Office, is dedicated to researching and implementing behavioural science strategies to make public services more effective.


In October 2016 the team published a paper which laid out 18 recommendations on how behavioural science can improve opportunities in the UK in six key policy areas – one of these being consumer credit.


These recommendations included making it easier to access low cost credit through extending access to interest-free budgeting advances.


It also recommended further restrictions to practices by high-cost credit providers that play on consumer biases, and test remedies that will improve consumer credit decision-making.

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