StepChange

StepChange Debt Charity is the UK’s leading debt advice charity.

For more than 25 years we have worked collaboratively with partners to help people at risk of or struggling with debt to take back control of their finances and their lives.

We offer the most comprehensive range of free advice, support and solutions of any provider in the UK, from budgeting to repayment plans and from insolvency to mortgage advice – all delivered with an omnichannel approach that puts customers’ needs at the heart of everything we do.

Our in-depth analysis of an individual’s financial circumstances takes full account of their situation and needs, to help them choose a realistic path out of debt.

Our services are based on the principle that if someone can afford to repay their debts in a reasonable period of time we will recommend, alongside other possible approaches, a repayment solution for their consideration.