Nivo was the first early-stage spin-out from Barclays, formed with a goal to bring equality to different financial providers. Delivered through a secure messaging platform, Nivo holds a collection of every feature that a regulated service provider would need to have a customer service conversation or sign up. Its fintech features include biometric identity verification, the ability to store and share private documents, compliant e-signing and messaging automation with bots. The technology reduces the time that clients can secure deals from days to minutes. Their current clients include Freedom Finance, UTB, Paragon Bank, Shepherds Friendly, and Optimum Credit.