2026 Winners
The Credit Awards winners represent the pinnacle of success in the credit and financial services industry. Each winner demonstrates excellence, leadership, and innovation, setting new standards for the entire sector.
Congratulations to all of our Credit Awards winners! These individuals and organisations have been recognised for their outstanding contributions to the industry, showcasing exceptional performance, innovation, and leadership.
Explore the full list of winners who are shaping the future of credit.
Alternative Lender of the Year - Over £5000
118 118 Money
Alternative Lender of the Year - Under £5000
Sponsored by LendingMetrics
Salad
Best Company to Work For - Creditor
Vanquis
Best Company to Work For - Service Provider
Sopra Steria Financial Services
Best Consumer Credit Product
Oakbrook One and ReFi
Best Marketing Campaign of the Year - Creditor
Updraft
Best Marketing Campaign of the Year - Service provider
Equifax
Best Outsourcing & Partnership Initiative
Inicio AI and BPO Collections
Best Technology Provider - Applied AI
Inicio AI
Best Technology Provider - Data, analytics & infrastructure
Omnisient
Best Technology Provider - Partnership
C&R Software and Citizens Bank
Best use of Open Banking
Snap Finance
Best Use of Technology - Collections & recoveries
Advantage Finance
Best Use of Technology - Partnership
Phillips & Cohen Associates and Elephants Don't Forget
Best Use of Technology - Data analytics
Equifax
Best Use of Technology - End-to-end credit solutions
Sponsored by Zoot Solutions
Hypercore
Best Use of Technology - Fraud Prevention
Virgin Media O2
Best Use of Technology - Partnership
Landlord Tap and IDenteq
Car Finance Provider of the Year
Sponsored by Equifax
Advantage Finance
Collections & Recoveries Service Provider of the Year
Sponsored by Snorkl
ARC Europe
Company Award for Climate Risk Action
Drive Green
Credit Data & Analytics Provider of the Year
Company Watch
Credit Risk Team of the Year
Sponsored by TransUnion
BNP Paribas Personal Finance
Diversity & Inclusion Trailblazer
Equifax
Excellence in Corporate Social Responsibility
Experian and National Literacy Trust
Excellence in Credit Risk Modelling
BNP Paribas Personal Finance
Excellence in Debt Sale & Purchase Partnerships
Cabot Financial
Excellence in Fraud Prevention
Experian and Resistant AI
Mortgage Lender of the Year
Foundation
Outstanding Conduct in Collections
Sponsored by C&R Software
Cabot Financial
Outstanding Contribution to the Credit Industry
Judges' Award
Lindsey McMurray, Pollen Street Capital
Rising Star of the Year - Creditor
Micha Panagiotidi, Updraft
Rising Star of the Year - Service provider
Kirstie Pendry, Equifax
SME Lender of the Year - Over £1 million
Habib Bank AG Zurich
SME Lender of the Year - Under £1 million
Capital on Tap
Utilities and Telecoms Team of the Year
Virgin Media O2 - FIRE team
Vulnerable Customer Strategy of the Year - Creditor
Sponsored by C&R Software
E.ON Next - Affordability and Vulnerability Team
Vulnerable Customer Strategy of the Year - Partnership
Capital on Tap and Aryza
Vulnerable Customer Strategy of the Year - Service Provider
Sponsored by C&R Software
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